Mortgage Rates Edge Up

Published September 26, 2025

Freddie Mac released its latest Primary Mortgage Market Survey on Thursday, September 25. The survey showed an uptick in mortgage rates after recent downward trends.

This week, the 30-year fixed rate mortgage averaged 6.30%, up from last week’s average of 6.26%. Last year at this time, the 30-year fixed rate mortgage averaged 6.08%.

The 15-year fixed rate mortgage averaged 5.49% this week, up from last week’s 5.41%. During the same week last year, the 15-year fixed rate mortgage averaged 5.16%.

“Following several weeks of decline, mortgage rates inched up this week,” said Freddie Mac’s Chief Economist, Sam Khater. “Housing market activity continues to hold up with purchase and refinance applications increasing by 18% and 42%, respectively, compared to the same time last year.”

Based on published national averages, the savings rate was 0.40% as of 9/15. The one-year CD averaged 1.70%.

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